Review your loans, including your interest rate, repayment terms, how much you pay every month, and how much you could save if you choose either of these options. Dori Zinn has been a personal finance journalist for more than a decade. She loves helping people learn about money, specializing in topics like investing, real estate, borrowing money and financial literacy.
She has won several national and state awards for uncovering employee discrimination at a government agency, and how the financial crisis impacted Florida banking and immigration. Select Region. United States. United Kingdom. Dori Zinn, Rachel Witkowski. Contributor, Editor.
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Send feedback to the editorial team. Rate this Article. Thank You for your feedback! Something went wrong. Please try again later. Best Of. Student Loan Basics. Annually, the cost of attendance. Co-signed and non-co-signed credit-based options:. Annually, the cost of attendance minus financial aid. Maximum loan amount: School-certified cost of attendance minus financial aid. Annually, the school-certified cost of attendance.
Maximum loan amount: School-certified cost of attendance. Federal student loan limits. Need-to-Knows for College Grads. Direct subsidized and unsubsidized loan limits. Dependent undergraduate students.
First year. Second year. Third year and up. Total limit. Independent undergraduate students. Annual limit. Direct PLUS loan limits. Private student loan limits. Can I consolidate with the government more than once?
Is it a good idea to get a private consolidation loan? What are the terms and conditions of Stafford loans? What are the terms and conditions of Perkins loans? What are the terms and conditions of PLUS loans? View all FAQs. Are You Eligible? The Department of Education has announced more borrower defense findings; which applications are getting granted?
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